
The Freelancer's Fortune
Side Hustlers Retirement Planning
The retirement planning guide for self-employed workers who've built real income but still feel like frauds in the traditional financial system.
Build wealth on your terms: retirement planning for the self-employed who refuse to apologize for their unconventional income.
What You'll Discover Inside:
• Why traditional retirement advice fails self-employed workers—and the 3 mindset shifts you need to build wealth on your own terms without employer benefits
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• The "legitimacy test" that's costing you thousands—how to overcome imposter syndrome and start treating your side hustle income like the real money it is
• Solo 401(k)s, SEP IRAs, and Simple IRAs decoded—which retirement accounts actually work for gig workers and how to choose the right one for your situation
• The income threshold strategy—when your side hustle earnings justify opening a retirement account (hint: it's probably lower than you think)
• Banking relationships that respect your hustle—how to work with financial institutions when your income doesn't fit traditional employment boxes
• Tax advantages hiding in plain sight—retirement contributions that reduce your tax bill while building your future (legally and powerfully)
• The 3-bucket wealth system—how to allocate irregular income between today's bills, tomorrow's opportunities, and long-term retirement without feeling stretched
• From cash flow chaos to compound growth—actionable worksheets and calculators to turn unpredictable gig income into consistent retirement contributions
• Real stories from real hustlers—case studies of Uber drivers, Etsy sellers, and contractors who built six-figure retirement accounts starting from zero
• Your 90-day action plan—step-by-step roadmap to open your first retirement account, make your first contribution, and stop leaving money on the table
Your side hustle is real. Your retirement should be too.