Built for the 1099 life

Money guides for people building income outside a W-2.

Rideshare. Delivery. Content. Podcasting. Indie publishing. Reselling. If no one ever taught you how to bank it, tax it, or grow it — these are the books that do, without the jargon.

Rideshare driversDelivery driversContent creatorsInfluencersPodcastersIndie authorsResellersFreelancersPet sitters & groomersMobile mechanicsHome bakersEvent vendors& anyone else figuring it out as they go

Most financial advice assumes a steady paycheck and an employer doing half the work for you. Gig and micro-business income doesn't work that way — and most traditional guidance just doesn't fit. These guides are written by someone who ran a multi-platform side hustle while working in banking, for people whose income is real even when the paperwork doesn't look like everyone else's.

Habit, Not Hobby
Hear it before you read it
Habit, Not Hobby

The companion podcast, episode by episode: credit, budgeting, LLCs, bookkeeping, and taxes, talked through in plain language for people who already started.

Visit hnh.penoftales.xyz →

The guides

Freelancer's Fortune cover
Freelancer's Fortune
The hustler's guide to retirement planning.
$6.99
Stripe · $6.99Amazon
10 Financial Mistakes Side Hustlers Make cover
10 Financial Mistakes Side Hustlers Make
…and how to avoid them.
$3.99
Stripe · $3.99Amazon
Side Hustle Banking · Part I cover
Side Hustle Banking · Part I
Building wealth from your side income.
$9.99
Stripe · $9.99Amazon
Side Hustle Banking · Part II cover
Side Hustle Banking · Part II
Your expertise guide — the follow-up.
$14.99
Stripe · $14.99Amazon
Financial Literacy Unleashed cover
Financial Literacy Unleashed
Stop giving the bank your money.
$2.99
Stripe · $2.99Amazon
Bundle Deal
Side Hustle Banking Pt. I + II — $19.99 · save $4.98
Buying multiple titles? Use code BUNDLE15 at checkout for 15% off any combination.
Buy SH Bundle · $19.99

New guides as they ship.

No noise — just new titles and the occasional discount.